Monday, July 30, 2012

NEVER USE PAYPAL! - Why independent cam girls and their clients should never use PayPal for Cam Shows


I was always one of those girls who had so many places to process, I didn'teven bother with paypal. Even after going indy.

 It wasn't till I had a long time regular start refusing to use mainstream sites or processors  and insisting on paypal that I decided to relent.  I figured 'im not going to say no to money' I already was using a 'business name' for something completely un-related as I did have regular legitimate business going through that account.   I also trusted this regular not to refund/report me to paypal. (Obviously)

Eventually he faded away, and I nearly forgot about him till I got a 'NOTICE OF SUSPENSION' 'pending investigation' from paypal.

 The end result was the loss of my paypal account and a $500.00 fine (WHAT?!)   After all had settled I figured 'hmm... maybe I can contact guy and find out WHY this happened and possibly get him to split the fine with me. 

Apparently his PayPal had been shut down and fined first . After which, they performed an investigation on every account that had sent or received money from his account. Suspending and fining every account they 'suspected' had been using paypal for anything against their TOS.

Guess what happened next?...

  The investigation then led to every account that I had ever sent money to and from.
Thankfully I had only ever sent or received money (for adult services)  from this one guy.   Being as I still had a legitimate business and was now worried that all of my affiliated accounts would also be shut down.

Because of this fearI was forced to have an awkward and honest conversation regarding this issue with paypal staff.   ... Awesome.

I guess all and all I can only blame myself (and my client... haha)

I was speaking to a girlfriend of mine last night who wanted to start accepting paypal but "do it correctly so that she is safe"  I told her this story and then realized I have told this story so many times... 'maybe I should blog this' 

So here you go..

XO